Indonesia’s economic condition in 2017 is characterized by various non-light challenges both external and domestic. External factors with slowing global economic conditions driven by US economic growth expectation that are not as strong as previous projections and slowing Chinese economy, as well as US central bank interest rate increases cause uncertainty in the market and affect the development of the global economy. Normalization of the fed policy has the potential to trigger capital outflows, which can lead to financial market pressures, including in Indonesia.

Indonesia’s domestic challenges are characterized by slowing economic growth, larger fiscal deficits, rising foreign debt, low credit growth and rising non-performing loans. Especially in banking industry where credit growth is low and non-performing loans is increasing, then PT. Torres Global Konsultan or called Torres Consulting which manages by experienced professionals in banking more than twenty years offering cooperation with banking and other industries with business segments purchasing assets, bridging finance, project finance, takeover cessie, debt restructuring, private equity, litigation, and consulting and training.