- Having experience more than 27 years in consumer banking industries with major experience lies in strategizing and leading cross-functional teams to bring about fundamental change and improvement in strategy, process, and profitability – both as a leader and expert consultant.
- Last Position as Head of Auditor for regional Banda Aceh of PT. Bank Rakyat Indonesia (BRI), other experience as Chairman of Indonesia Credit Card Association from 2015-2017 and in CIMB Niaga for 15 years.
- Main summary of skills in Electronic Payment System Expertise, Retail and Electronic Transaction Risk Management, Consumer Lending Product (Auto Loan and Mortgage loan), Credit Card and Merchant Business Expertise (Business and Operation), Debit Card and Mobile Banking Product Development, Branch Auditors (Retail and Micro Banking) .