- Having more than 26 years experience in banking industry, with expertise and comprehensiveexperience include : General Banking, Corporate Banking Credit, Commercial Credit (Include SME), Micro Credit, Consumer Banking (Funding, Lending, Bancassurance and Wealth Management).
- Last Position as Vice President CIMB Niaga for 7 years. Other experience as Consumer & Secured Loan Distribution Head Metropolitan Bandung in OCBC NISP Bandung.
- Having experience as trainer in various types of material include : End to End Credit Process for Consumer Marketing (Cluster Head, Branch Manager and Seller), Micro Credit Process for
Marketing and Credit Officer, and Motivational Training for Sellers.